Blog Category Merchant Account Services

Merchant Warehouse Director of Sales, Eric George was quoted in the March issue of Digital Transactions, discussing how Visa's new chargeback rules will affect consumers, issuers and acquires. George explains how this new change will make the process more efficient and cut down chargeback time.

To read more, click here.

Merchant Warehouse CO-CEO Henry Helgeson was recently featured in PaymentsSource Online. Helgeson explained his thoughts on the possible delay or introduction of the Durbin amendment.

Helgeson expects final rule changes to be made before the legislation can be imposed. The article features some current Durbin admendment proposals and how these rules would effect Interchange costs, ISO's, and merchants.

To read the full article, click here.

Merchant Warehouse Co-CEO, Henry Helgeson discusses recent hacker attacks and secure payment solutions in the February edition of Vertical Systems Reseller magazine, a publication which caters to the POS and VAR industries.

Helgeson is quoted in response to how VARs can help merchants from hackers using secure payment processing technology. Merchant Warehouse provides solutions that help POS systems and their merchants acheive PCI-DSS compliance.

Merchant Warehouse Program Manager, Markiyan Malko wrote an article for Electronic Retailer Magazine. The article, titled PCI Turns the Big 2.0, explains the modifications and language made to PCI regulations and requirements in PCI v.2.0.

Malko discusses how these changes and modifications affect merchants and the industry as a whole. In addition, Malko explains why PCI v2.0 will help merchants understand the importance of PCI compliance and how the new language will benefit the industry.

Merchant Warehouse Director of Marketing and Communications, Marianne Rocco was recently featured in Business Solutions Magazine. The article titled, PCI Compliance: Still Work To Be Done explains how smaller retailers need guidance and education on compliance from VARs and ISVs.

Rocco discusses how PCI helps protect merchants from data breaches. "VARs and independent software vendors (ISVs) should become the go-to place for their merchants when it comes to understanding PCI requirements." says Rocco.

Merchant Warehouse Co-CEO Scott Zdanis was recently featured in The Green Sheet. Zdanis discussed "the convergence of traditional and alternative payments" and mentioned mobile payments as a way the payment industry is changing.

"Mobile is just one more case in which we're promoting electronic commerce, and one more way we'll use a credit card instead of cash," said Zdanis. Zdanis also mentions that cash is the "toughest competitor" in reference to alternative payments. 

The size and type of Level 4 merchants drives how they perceive PCI compliance and the steps the take to protect sensitive information.

One of my important responsibilities as an employee of Merchant Warehouse is to assist businesses in having their First Funds application approved. First Funds is our cash advance program offered to businesses. Personally, I think it is a wonderful opportunity for business owners. It allows them the benefit of reaching their goals in a faster timeframe than they envisioned.

While most merchants know they should accept debit cards, it is not always easy to understand how to take full advantage of debit card processing. Merchants can do debit card processing in one of the following two ways:

Offline Debit Card Processing

The most common way to accept debit cards is an "offline debit transaction." In this type of sale the merchant accepts a debit card the same way in which they would accept a normal credit card. The card is swiped through the terminal and the customer signs the receipt.